WELCOME TO OUR FRIENDLY EZXCESS APPLICATION. THIS APPLICATION ALLOWS YOU TO APPLY BANK ISLAM
        PERSONAL FINANCING IMMEDIATELY AT YOUR CONVENIENCE.
        REQUIREMENTS
        THE FOLLOWING ARE THE APPLICATION REQUIREMENTS:
        ONLY APPLICATION WITH A COPY MYKAD AND 1 MONTH LATEST PAY SLIP
        WILL BE PROCESSED.
        1.0 FINANCING INFORMATION
        FACILITY    
        AMOUNT APPLIED     
        TENURE     YEAR(S) 
        2.0 CUSTOMER PARTICULAR
        NAME (AS PER MYKAD)     
        MyKAD NUMBER     
        EMPLOYER'S NAME    
        STAFF ID NO.     
        EMPLOYMENT STATUS    
        JOINT DATE     
        RETIREMENT OPTION    
        DESIGNATION     
        BASIC MONTHLY INCOME     
        MONTHLY ALLOWANCE     
        OTHERS INCOME     
        TOTAL MONTHLY INCOME     
        PERMANENT ADDRESS     
             
        POSTCODE     
        STATE    
        E-MAIL ADDRESS     
        CONTACT NO     MOBILE 
             OFFICE 
             HOUSE 
        I HAVE FAMILY MEMBERS WORKING WITH BANK ISLAM    
        GENDER    
        MARITAL STATUS    
        NO. OF DEPENDANTS INCLUDING SPOUSE    
        DATE OF BIRTH    
        RACE    
        NATIONALITY    
        RELIGION    
        3.0 DETAILS OF SPOUSE
        NAME (AS PER MYKAD)     
        MyKAD NUMBER     
        EMPLOYER'S NAME     
        DESIGNATION     
        MONTHLY GROSS INCOME     
        GENDER    
        CONTACT NO     MOBILE 
             OFFICE 
             HOUSE 
        NO. OF FAMILY MEMBERS WORKING WITH BANK ISLAM    
        RACE    
        NATIONALITY    
        RELIGION    
        4.0 DETAILS OF FAMILY MEMBERS(OTHER THAN SPOUSE)
        EMERGENCY CONTACT NAME     
        RELATIONSHIP WITH APPLICANT     
        GENDER    
        CONTACT NO     MOBILE 
        OFFICE NO     OFFICE 
        HOUSE NO     HOUSE 
        PERMANENT ADDRESS     
             
        POSTCODE     
        STATE    
        5.0 PREFERRED LOCATION
        LOCATION    
        SUPPORTING DOCUMENTS
        (maximum size: 1MB per file)
    MyKad:      
       PaySlip:    
    
        
        PRIVACY STATEMENT IN RELATION TO PERSONAL DATA PROTECTION (“PRIVACY STATEMENT”)
This Privacy Statement relates to the personal data Bank Islam Group (referred to as “the Bank”/ “we” which shall include Bank Islam’s holding company(s), subsidiaries, associated companies, affiliates, representatives and branch offices) collects in relation to the products and services we offer (referred to as “facilities”). This Privacy Statement is intended to be addressed to, without limitation, individual customers, individuals in body corporate/business enterprise (e.g directors, shareholders, managers, authorized signatories and persons and company secretary), beneficial owners (e.g. sole proprietor, partners and joint names), guarantors and obligors (referred to as “Identified Individuals”/”you”). This Privacy Statement explains the types of personal data we collect from all Identified Individuals for the facilities you are enjoying, you have requested, you intend to request and further explains how the data is processed, used, protected and stored. Your application and continued usage of our facilities and / or banking services shall be deemed as your consent for the Bank to continue collect, use, process and store your personal data. If you are reading and signing this Privacy Statement on behalf of body corporate/body enterprise and the beneficial owners, you shall undertake to ensure all Identified Individuals understand and agree to the Privacy Statement.
        TYPES OF YOUR PERSONAL DATA WE COLLECT
The personal data we collect from you in relation to our facilities that you have requested or requested by others whose obligation is guaranteed by you or whom you represent and are authorized to act on behalf of you or whom you are associated with shall be deemed willfully provided by you.

The personal data we collect from you in relation to the facilities includes but not limited to:

• full name
• identification number
• date of birth
• gender
• race
• religion
• citizenship / residency
• marital status
• spouse name
• no of dependents
• occupation
• employer
• annual income
• financial information
• tax details
• education
• contact details (such as address, phone number, email address)

The Bank may also collect your personal data from other sources, including but not limited to regulatory bodies, supervisory authority, credit bureaus, credit reference agencies, financial crime reference agencies, your employer, your guarantors and from other sources which the Bank access to.
        FAILURE TO SUPPLY YOUR PERSONAL DATA
The supply of your personal data to the Bank is necessary in connection to the provision of the facilities we offer. Failure to supply such data may result in the Bank being unable to provide you the facilities and /or failure to comply with regulatory requirements.
        PURPOSES FOR YOUR PERSONAL DATA COLLECTED
The purposes (“Purpose”) for which your personal data are collected and processed depend on the nature of the relationship which you as a data subject have with the Bank. Broadly, the Purpose may comprise part or all of the followings:

i. the processing of the facilities you are currently enjoying and/or the facilities you requested;
ii. for prevention and detection of financial crime (including, without limitation, money laundering, and fraud prevention, detection and prosecution);
iii. notifying you on the important changes to the features of the facilities;
iv. to support the operational activities of the facilities;
v. updating and managing the accuracy of the data you have provided the Bank;
vi. the enforcement of your obligations to the Bank within the provision of the facilities, including the collection and recovery of amounts outstanding from you or obligated upon you;
vii. determining your credit worthiness and maintaining your credit history for present and future references;
viii. the amount of indebtedness owed by you/to you and designing improved financial solutions for you;
ix. assessment and analysis including credit / lending / insurance risks / behaviour scoring / product analysis and market research;
x. as required by any law or regulation;
xi. communications and ensuring customer satisfaction, which may include conducting surveys to improve the quality of the facilities, responding to inquiries and complaints and to generally resolve disputes;
xii. protecting Bank Islam Group’s interest and other ancillary and/or related purposes.
        DISCLOSURE OF YOUR PERSONAL DATA
The Bank will not reveal your personal data including your address, telephone number or email address to any external party other than parties listed below (the “Authorized Parties”) other than for the Purpose above, unless the Bank has your permission, or is under either a legal obligation or any other duty to do so:

a. any officer, employee, agent or director of Bank Islam Group which includes the holding company(s) of the Bank, its subsidiaries, associated companies, affiliates, representatives and branch offices;
b. relevant third parties such as professional advisers, strategic business partners and alliances, service providers, insurers/ Takaful operator or insurance/ Takaful brokers, outsourced agents, merchants, vendors, business partners and business agents who supports the operational activities of the Bank and whom are under legal obligation to the confidentiality of your data;
c. any actual or potential participants or assignee, novatee or transferee of the Bank’s rights and/or obligations under any transaction between the Bank and you (or any agents or professional advisers);
d. any rating agency or direct/ indirect provider of credit protection to the Bank;
e. any party as required by any law or any government, quasi-government, administrative, regulatory/ supervisory body or authority, court or tribunal;
f. any credit reference agency that the Bank uses for credit assessment or credit review of you and parties related to the facilities provided by the Bank to you;
g. any financial crime references agencies, other financial institution and any of their respective agents;
h. any guarantor or collateral provider for your facilities.

Your personal data shall be securely protected and stored in Malaysia. Should the operational need arises where your data is to be processed, used, transferred to, or stored at, a location outside of Malaysia, the Bank will take necessary steps to ensure that your personal data is treated securely and in accordance to this Privacy Statement for the said Purpose.

The above disclosure is subject at all times to any laws (including regulations, standards, guidelines and/or obligations) applicable to the Bank.
        RETENTION OF YOUR PERSONAL DATA
Data provided by you shall be retained as long as the Purpose for which the data was collected continues to exist; data is then destroyed permanently unless it is to be retained to meet any legal and/ or regulatory requirements or to protect the Bank’s legitimate interest.
        THIRD PARTY DATA/ INFORMATION
Where you shall be required and have provided the personal data relating to others including that of co-applicant(s), spouse, related parties, contact person and referees for the Purpose, you shall undertake and be deemed that you have obtained their consent or that you are entitled to provide their information to the Bank.
        DIRECT MARKETING OPTION
At any time in the future, if you wish to opt out from our cross selling activities and hence wish not to be contacted for direct marketing activities, you are required to inform the Bank via telephone, mail or email at the following address:

Pusat Panggilan Bank Islam
Aras17, Menara Bank Islam
No. 22, Jalan Perak
50450 Kuala Lumpur
Telefon / Telephone: +603 2690 0900
emel / email: contactcenter@bankislam.com.my
        ACCESS TO YOUR PERSONAL DATA
You have the right to request access to your personal data held by the Bank. The Bank may charge you a nominal fee for such request. You may also update and correct your personal data held by the Bank. For such request, you may visit any of our branches or you may speak to our Contact Centre agents. You may also write to us at the given address.
        HOW TO CONTACT US
If you have any questions concerning this Privacy Statement, you may visit any of our branches which location you can obtain from our website or you may call our Contact Centre or write to the Bank, at the given address. You may also contact us to convey your complaints relating to this Privacy Statement or otherwise relating to any misuse or suspected misuse of your personal data.
        CHANGES TO THIS PRIVACY STATEMENT
The Bank reserves the rights to amend this Privacy Statement at any time and will place notice of such amendments on the Bank’s website and/ or the Bank’s branches and/ or via such other suitable methods. This Privacy Statement is not intended to, nor does it, create any contractual rights, nor does it create any contractual obligations on the Bank or any other party or on behalf of any party.